Agreed or Market Value Insurance

It is because horse fatalities happen in accidental circumstances that horse owners consider taking out insurance to provide compensation for the loss arising from mortality (including euthanasia on a vet’s recommendation). Insurance can be costly but even more daunting is the fine print: policy conditions and exclusions can result in a denial of a claim…

Property Damage – Insurance Claims

It is not uncommon for horses at events to come into contact with cars, floats and trucks and cause damage. Equestrian Australia obtains insurance cover annually for property damage (as well as bodily injury) sustained during club organised horse activities for its members. If you are the horse rider or handler, what should you if…

Horse Insurance

An insurance policy to cover the risk of loss of use and/or mortality (including euthanasia) of your horse is a financial product that is meant to compensate you for your financial loss in specified circumstances. There are a number of things to consider before taking out a policy. You will probably want to insure your…

Parental Consent

A young child hurt in a horse related incident may need medical attention.  If the child’s parent is not there or contactable, a decision may need to be made by an adult present relating to the child’s welfare.  In these circumstances, the adult decision maker should be authorised by a parent to act in the…